[saurik]

As someone who was using PayPal during all of the 2010s, they actually changed a lot. It is also worth noting that--until today, meaning they have lost he high ground and it arguably doesn't matter anymore as sane companies will chase the lowest price for a service that is a direct cut of revenue--they were always cheaper than Stripe (with bulk rates that kicked in sooner and micropayments pricing options), had a fully functional product (it was amazing how Stripe was getting people without offering auth/capture), and a safer mechanism for notification buffering. PayPal supported being a fully backend credit card processor in addition to their "express checkout" flow, and frankly did everything Stripe did better... except have complex documentation and no real help to do your integration. If anything I would claim that it was this documentation that bit them. (Hell: one chance they made was to build out an entire REST-API version of their service with OAuth and a bunch of other stuff in a direct attempt to compete with Stripe, but that wasn't actually the issue: they just look not cool and have documentation that felt daunting.)