You need a mix. Time period is what differentiates low risk and high risk investment.
It is a problem if you can't get 10x. Can this $200k house be worth $2m in 40 years? Will buying this $10 productivity book return $100 worth of productivity any time in my life? Do I really need such an expensive laptop to get work done?
It is a problem if you can't get 10x. Can this $200k house be worth $2m in 40 years? Will buying this $10 productivity book return $100 worth of productivity any time in my life? Do I really need such an expensive laptop to get work done?