[zinekeller]

The problem is that mobile banks have existed in Africa long before mobile cryptocurrency transactions have been possible. Is the problem is indeed with the banks specifically and not because they literally don't have anything to save? Because I don't think it's solvable with cryptocurrencies in this situation, mainly beacuse banks there have lowered the deposit requirements to the point that you can open an account easily. Surely if they can't do it despite these efforts, is there even a chance that cryptocurrency, specifically in those conditions, can survive?

[toolz]

if you want to save and don't have a bank within a reasonable traveling distance - what are your alternatives? Almost everywhere in africa will have at least spotty internet within walking distance - the same can't be said of access to a bank. Now if you have identification maybe you can open an internet bank account (although I suspect that's very difficult for countries/areas that are under-served) or you could buy crypto from any vendor and know that it's secure the second you send it to your wallet.

It's also likely to be expensive to send paper money to your internet bank account as you'll be purchasing wire services or similar, whereas crypto vendors could be nothing more than a contact you have buys crypto and sells in exchange for paper currency.

I don't know enough about these peoples situations to know what will end up serving them best, but I do know having options will always be to their benefit and at the very least crypto will be competition on competing forms of currency.