[giantg2]

Most of the paperwork for offers etc are standard forms that are used in the state. You can put in an offer and get a mortgage on your own. There is some overhead of learning it, but it's not difficult. If you do run into anything tricky (covenants, etc), most agents just tell you to talk to a real estate lawyer anyways. You should be able to save the 3% that a buyer agent typically charges.

[100-xyz]

Thanks. Because it involves such a large investment and affects are life, I want to understand and learn it - so problem with overhead of learning.

Will research into the paperwork.

[roland35]

Ask around for a real estate attorney recommendation. You can pay a flat hourly fee which should in total be $500-$1500 for their services.

It sounds expensive, but remember you are paying realtors 3-6% of the sale price, it is actually a bargain! If you are not using a buying agent you may be able to knock off a few % on your offer by saying there is no buying agent fee.