Instead of replacing your phone, have you thought about replacing your bank? Is there any competition that does not force this bullshit onto it's customers?
Yes. I couldn't. The alternatives were worse. I need remote banking (travelling too frequently). No alternative allowed plain login without a second factor.
I've seen other banks here _charging_ for the hardware OTP dongle separately. The yearly price of the dongle was more expensive than simply getting another crap phone and installing the app.
I've seen other banks here _charging_ for the hardware OTP dongle separately. The yearly price of the dongle was more expensive than simply getting another crap phone and installing the app.