[bazooka_penguin]

That sounds pretty unreasonable. Most people can barely stay on top of payments with a payment plan, let alone paying everything upfront

[phkahler]

That's why they're so eager to get the payment upfront that they'll give a heavy discount. Apparently a lot of people have trouble keeping up with their bills.

[Clubber]

Especially after a major traumatic event that requires an ER or hospital stay and especially if that bill is 5 or 6 figures.