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by marcus_holmes
1729 days ago
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I was thinking about this more... If I say my passport number is 134563543, how does anyone check that? Is there a database of passport numbers and identities that can be checked? I get that the ID process of camera-and-passport can be spoofed, but in the context of this particular data breach, that's irrelevant. If I can dummy up a passport that looks good enough over 240p resolution then it doesn't matter if it's my actual number or whatever. The process I've been through checks for the watermark/sheen on the passport, but if you can dummy a face then you can dummy some glittery lights fine. My original question stands: do you just need the passport number to prove identity? Because I've never had to provide just that as proof of identity. |
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Beyond what you asked though:
Most financial institutions are just covering their own ass and do not care. They just want the record in order to say they checked the box, and be able to look at that record when the government comes looking. Investigations rarely are high profile enough get stonewalled by a customer account that was fictional in order to ensnare the financial institution about how good/bad their KYC processes are. Money mule accounts are extremely prevalent, but this is limited to the actual person being tricked into using their own account for a ridiculous and shady purpose.