FWIW, I’ve paid for iCloud for years, no intention to turn the private relay on. That said, if Apple defaults it to on then probably 95% or more of users will leave it enabled.
Don’t feel like sending traffic through Apple or having a potential speed slowdown or technical issue by adding more hops to my requests. I don’t care about my own privacy or about government surveillance of myself.
Haha :-) My home address has been listed in WHOIS for years and it’s never been a problem for me, I give my phone number out to any company that interacts with me and asks for it. When I grew up we always got paper phone books and you could look up anyone’s number, it wasn’t a problem.
Bank account PIN… That actually needs to be secure, but it goes over HTTPS, I don’t need a VPN on top of it. If the Govt wants the cash in my bank they’ll just tell the bank and take it all, without my PIN anyway.