[wonnage]

Sometimes it's not a retention problem, it's that they never learned the stuff in the first place. You're pretty doomed if you fall behind in school, it's all up to some individual going above and beyond (a teacher, a family member, a friend) to save you, because the system will just keep shuffling you along to adulthood, and then all the consequences hit at once. Take this loan with compound interest you can't understand because you can't multiply, buy a massive depreciating asset with it (car, mobile home...) because you don't know what "depreciating" is...