[nasmorn]

Don't forget that when you eventually go under (or in your case if) some employees will usually stay on past the time when you can actually pay them. It is very hard to fire them because you will cling to the hope you can still make it.

In Austria there is luckily an employee compensation fund for insolvencies that pays out 3 months wages as long as employees claim the money in time. If you don't have that you will (might) be in for an even tougher decision.

Disclaimer: I don't claim your startup will fail with certainty but statistically that is what you are in for, so better think about what you want to do ex ante.