[bubersson]

Chivo is a "custodial" wallet, so Chivo is in charge of the funds and can block sending those anywhere if they want. From the current reports the $30 needs to be send to another Chivo to be able to spend it on whatever. After this initial back and forth, it's spendable anywhere.

Chivo has just usual Lightning node as any other, you can follow it publicly here: https://amboss.space/node/02f72978d40efeffca537139ad6ac9f099... and you can see that they have direct channels with IBEX and others, so payment to many businesses from Chivo can literally be done with 0 sats fee. IBEX then has channel with OpenNode, so when paying to McDonalds there's a chance that IBEX will take some fee.