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by rzwitserloot 1751 days ago
> This is why I don't buy insurance or extended warranty for anything I can pay to replace.

Exactly. _Given_ that this is a situation where I'd assume the vast majority of those who could buy the AppleCare brand of insurance could instead just pay for the replacement (how many people can afford precisely 1 macbook but couldn't possibly afford a second one? Some, but not many) - the only thing left to 'play' is to be so sure that you'd be the statistical oddity, that it is 'worth' it.
2 comments
schwartzworld 1751 days ago
> (how many people can afford precisely 1 macbook but couldn't possibly afford a second one? Some, but not many)

MacBooks are $1300 pros are around $2500. Most people consider that a large amount of money. A new computer is a big purchase for most people. Most would consider replacing one due to damage to be a big loss.

And if you did replace it, would you buy insurance the second time?

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cool_dude85 1751 days ago
I haven't looked at Apple's books or anything, but I have to guess that insurance winners aren't really a "statistical oddity."

The insured population as a whole is a loser (in terms of dollars) or else Apple wouldn't sell the insurance, of course. But I'd guess that individual winners are still common enough - maybe 20%, 30%? - to not be an "oddity".

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