[totony]

>For example, I didn't have the money to buy after college so I rented.

I think that's the main issue. One of the reasons housing is so expensive is because it's an avenue for investment/infinite growth. Maybe if you didn't have to outbid people that think houses are invesment you could have bought a house/afforded a mortage.

Land scarcity/livable land is the thing that makes housing expensive. Allowing people to use that to make profit is unethical.