but its just a tiny current consistently protecting Miami at the last minute, for now
[1] https://cdn-codes-pdf.iccsafe.org/bundles/document/new_docum... 2017 Florida Residential Code Fig 301.2(4) Ultimate Design Wind Speeds V_{ult}
[2] https://cdn-codes-pdf.iccsafe.org/bundles/document/new_docum... 2020 New York Residential Code Fig R301.2(5)B Regions Where Wind Design is Required
I don't know GP is measuring, but indeed the value at risk in NYC is higher than Miami. But the way they wrote it, they weren't saying that, and there are more properties at risk in Miami.
[1] https://cdn-codes-pdf.iccsafe.org/bundles/document/new_docum... 2017 Florida Residential Code Fig 301.2(4) Ultimate Design Wind Speeds V_{ult}
[2] https://cdn-codes-pdf.iccsafe.org/bundles/document/new_docum... 2020 New York Residential Code Fig R301.2(5)B Regions Where Wind Design is Required