[commoner]

I'm not interested in what Plaid puts in a help page, since Plaid's $58 million settlement is for alleged data sharing with third parties without consent, meaning that Plaid is accused of not properly communicating the alleged data sharing to its users or obtaining permission.

And Plaid's terms of service (https://plaid.com/legal/#how-we-use-your-information) contains vague catch-alls such as:

> We share your End User Information for a number of business purposes:

> With our data processors and other service providers, partners, or contractors in connection with the services they perform for us or developers

Sure, it would be great if banks offered different authentication systems, but that has nothing to do with my lack of trust for Plaid. A different authentication system wouldn't eliminate the data sharing concerns I have with Plaid.

[westurner]

Wow! Great work on an alternative.