[tellersid]

Wages and prices are relative and there is always going to be groups of people at the bottom that are not going to have capital to invest.

So what? What is your point? There is no way around this fact. Of course this does not apply to them but so what? You must think this can somehow not be the case to even mention it.

Of course you are not going to get to financial freedom making the lowest wage possible? So what?

[giantg2]

Then we are in agreement - financial literacy is not a passport to financial freedom. It obviously requires more.

[cwillu]

A passport is largely useless if you don't have the means to travel.

The issue is that a great many people act/treat others like _only_ the problem is the lack of literacy.