[quickthrowman]

> Generally speaking, you shouldn't put your money in the market if you need it in the next 5 years.

According to whom? Right now, nothing pays out any yield, it’s stocks or lose to inflation.

[arcticbull]

BDCs are paying ~10%. It’s not without risk, of course, they saw large drawdowns in 2020 but have recovered alongside the rest of the economy. I personally generate income borrowing on margin to purchase the Goldman Sachs BDC (GSBD) and using a risk reversal (selling a call, using the premium to buy a put) to hedge against a large draw down. NFA.

I’ve followed ARCC, MAIN and GSBD for years, and there’s the more diversified Van Eck Vectors BDC ETF (BIZD), with an 8.5% yield. But I digress.

[eru]

You can try real estate as well. Or junk bonds.