[davidgay]

>With interest rates trending ever lower since then.

Clearly not, the peak was in 1981 which is more than 50 years after the Great Depression: https://advisor.visualcapitalist.com/us-interest-rates/

[vineyardmike]

>>>With interest rates trending ever lower since then.

We are at crazy lows compared to most of this time frame.

[eloff]

That's missing the forest for the trees. No, it's not a continuous straight line down. But the trendline is, which is what I talked about.