[zrail]

Not going to claim to be an expert, but if you struggle with the nuts and bolts of personal finances (ex: bounced rent checks even though you're a highly paid software developer) you might be interested in my radically simplified and fully automated system:

https://www.petekeen.net/automatic-finances

I've been using it for about three years now and, modulo a couple tweaks, it's substantially identical to that write up and requires ~zero manual intervention.