[brk]

I think most financial advisors target people with no impulse control, spending the bulk of their income each month, with a measurable part of it on non-essentials.

Those kinds of people can budget to some version of wealth (especially when you consider the median net worth of their peers is most likely only barely a positive number).

To get into "real" money (5+ million dollars in savings?), then you can't budget yourself to riches if you simply do not have the gross income, and time horizon for some amount of compounding interest. The financial advisors in this bracket are usually not telling you what to save vs. spend, but instead more commonly discussing investment diversification strategies, ways to (legally) avoid or defer taxes, etc.