[relax88]

Yeah I don’t think the convenience is what is holding it back. It’s pretty easy to pay for something with BTC. I think it’s more to do with how there is limited coin supply, no dispute or consumer protection, and then the issue of taxes.

If I have to pay for breakfast I’d rather use a credit card app on my phone that has a dispute process and gives me a % cash back.

In Canada those breakfasts would technically be taxable capital gains, which means calculating the adjusted cost basis based on mining input costs and then half of that taxable gain is added to your annual income.

There is just no real incentive to use crypto unless you’re buying something questionable on the internet.

[exdsq]

Maybe not in Canada but there are many countries that have different tax structures and less access to credit