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> Besides liability for damages incurred by the guest, hosts are also probably on the hook for liability should the guest be injured (or worse) while staying in your place.

Good point. I'd imagine hotels are required by law in most jurisdictions to take out public liability insurance.

Then there is the issue of who is responsible for ensuring that properties are actually safe for rental on Airbnb (i.e., no exposed electrical wires, slippery steps, etc.)