[ballenf]

If you work for a large company or a small company using most payroll processing services, your pay is probably easily retrievable by any creditor.

https://krebsonsecurity.com/2017/11/how-to-opt-out-of-equifa...

Even though the article is old, I saw my last few years' pay history in the links provided there.

Opting out feels like a devil's bargain: credit will presumably cost you more or be harder to get as a result. But there's no fine-grained way to choose who gets the info.

[runako]

Self-employed for many years. Anecdote, but I can tell you that my access to consumer credit has not been impacted in any way by my compensation not appearing in those databases.