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by _ktx2
1765 days ago
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Context: I filter nearly all purchases I make through my credit card. This card is in place as a proxy to frontload transactions through as well as it helps me budget in a net sense. tldr: I don't need to microscrutinize my budget because if my monthly budget approaches certain thresholds then I know something is wrong, given all purchases go through this singular budgetory mechanism. Someone got hold of my card and started a series of multi-thousand dollar transactions on Amazon.com. I noticed this almost immediately because of the above and mint.com -- which provides category-based budget alerts. I contacted my credit card vendor and told them these were not my purchases and they immediately cancelled the card. I was given an interesting tidbit of information: "Despite the card being cancelled you can still use it. We will roll transactions to your new card over the next x days, and those transactions will be scrutinized to ensure you are no longer experiencing fraud from other sources. Amazon.com, however, cannot be purchased from at all until you have a new card." In this way, I wasn't fucked from buying groceries, but I could tell the definition of "cancelled" was much different from what I thought it was. |
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