[tlogan]

I love this - I have my internet, mobile, Amazon prime, Netflix. etc. setup via CC and this really helps. Saves a lot of time.

I see that HN readership do not like this but I think this is common for young adults. The point is that after some point in their life one will get more organized and more disciplined (like one will not be signing up for random services using company email address - yea I did that as young adult. Terrible idea.).

Also as one gets older one will learn that just canceling the credit card or disputing charges might get bills reported to collection.