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by jasonlotito 1765 days ago
I'm surprised at the number of people here who aren't reading or otherwise paying attention to anything related to credit cards. This isn't some new thing, and it's well known. I can only imagine the people posting here are dealing with credit cards for the first time. Listen, this is your credit, take some responsibility and spend some time to understand what you are signing up for and agreeing to. These aren't hidden features and they exist for a reason: convenience.
2 comments

I think quite a few people monitor their accounts, but what comes as a surprise is that they can get charged after expiration.

I have checked my cardholder agreement with Visa, and can find nothing about this "convenience" of continuing to allow a recurring charge after a card has expired. Although, I will say I'm not ungrateful it's there as changing a whole bunch of such charges is not something I would look forward to.

After noticing banks/card issuers have done this, I have treated the expiration date as affecting new purchases only.

Right. I'm always checking statements to see if there is anything fishy. If I don't know what it's for, I probably don't need it and should investigate further. There are even features to notify you when pending charges post just to follow up on anything weird going on.