[nixpulvis]

I learned this the hard way once when I tried to get rid of a $5 subscription I didn't understand with Discover. I naively figured I would just request a new card and that would be that... Nope, it's like a direct debit or something, they are linked to the actual account, despite being setup through the card. Totally broke my head to the point I actually talked myself into closing my account, which was another mistake :(

[gruez]

>I learned this the hard way once when I tried to get rid of a $5 subscription I didn't understand with Discover. I naively figured I would just request a new card and that would be that

That's a bad idea anyways. Just because your credit card was declined doesn't mean you're off the hook. Most businesses are reasonable and won't chase you further, but some persistent ones (eg. gyms) are known to continue your subscription and send your bill to collections.

[SilasX]

Similar deal. I had one service that (to their credit) canceled my subscription when they saw I wasn't using it, then months later tried to charge it again, which got flagged as a fraud alert. I contacted them and they apologized and refunded.

Then charged again the next month. This time I filed a dispute. The credit card sided with the merchant, who claimed I started a new subscription, and their proof was a shot of "my" webpage form, which showed me entering my very new CC number (old had expired) that I never gave the merchant, but with an old address that wouldn't have gotten the transaction approved if I had really entered that in a new. SMH