[kwere]

And thats why payment processors should be a public utility

[notahacker]

Payment processing being a public utility would result in less access to payment processing for services with a combination of high chargeback/fraud rates and opposition from some sections of the public

[Chris2048]

We already have blockchain, which is already at-your-own-risk.

[kwere]

you could still have your public provider and a private provider with added services