[mountaineer]

"And finally, it is unclear if the services of Mint or Wesabe were actually making a difference for personal finance"

Amen to that. As well as Mint did, it's still not enough to change Americans' bad fundamental financial habits (speaking from personal and professional experience working on pf apps). There's still plenty of room for PF apps and I'm encouraged to see new solutions that focus on saving or debt reduction.

[leviathant]

If it can get better, I can't see it getting that much better. The net income chart on Mint let me compare actual values against my old-timey budget spreadsheet - and then Mint added budgeting functionality, so I don't even need that.

If one cannot wield Mint as a tool effectively at this point, I think the onus is not on Intuit, but on the user.