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by beachy 1758 days ago
> Such as when I rented my most recent apartment and they asked to use open banking to verify our finances

There was a Launch HN recently that did just this, but for people like Uber drivers wanting to borrow money to buy their own car. They handed over their Uber credentials, and the service scraped their Uber history to determine whether they were a good risk or not.

I'm not usually into slippery slope arguments but what your landlord asked of you is just that little bit worse than their service (worse as they have access to your bank account, not just your payroll data).

I think the moral of the story is that as a provider (Uber, a bank), you should be proactive about providing read-only access to data, removing the need for screen scraping and providing better security to your drivers/customers.