[finnh]

> you will not owe the full amount of the accrued interest

Yes, you will. "accrued interest" is "unpaid interest as of the time of ___"; at the moment you sell the house you will have paid all of the interest up to that moment.

There's no early-payment penalty on mortgages, as of the last many decades; maybe that's what you mean?

[liketochill]

I have early payment penalties on my mortgage. Would love it if there weren’t. I’m in Canada.

[finnh]

ugh. sorry to hear it - didn't realize that Canada was still up to those tricks