[glogla]

Yeah. He never again has to worry about having food, roof over his head, about a job, about finding a romantic partner, about having enough for his children. He doesn't have to worry about most laws since he has lots of money for lawyers and most legal systems are pay to win. He dorsn't have to care about climate change, droughts, flood, whatever, he can move anywhere in the world instantly.

He will have no human worries, no human problems.

You probably can't be friends with someone who is effectivelly a different species.

EDIT: also just with 1m usd you're set for life and never have to work and be poor again. So in a way, he doesn't need 99% of his wealth. So if he is not using at least some of it to help people and the world, he's not a good person.