[tailius]

Pennywise, pound foolish.

--->

Pennywise, pound-wise.

If you want to read real, well-researched data about the demographics and behaviors of actual millionaires, Thomas J. Stanley compiled and analyzed the data, and wrote a number of books on the topic. Furthermore, Felix Dennis, the late but an actual billionaire, wrote a hilarious book with a tongue-in-cheek title.

Biggest correlations with wealth are the marshmallow test as a child and then not participating in low-/no-skill chance gambling as an adult.