[fleddr]

With "easy" I mean that our strategy does not deny quality of life in any significant way. That's what got this conversation started: the perception that saving a good portion of your income is painful. A massive sacrifice. It isn't.

I started saving at age 6, on a 1 guilder (I'm from the Netherlands) weekly allowance.

When I landed my first job, still single, low income, I still saved 30%. I save significantly regardless of income. This to say that I'm not some privileged armchair commenter. I come from the lowest of the lower working class, and have plenty of experience with poverty.

So it's not tone deaf, it's an attitude. Which indeed most people don't have. That's a lack of education or awareness. Not a matter of it being difficult. A few minor tweaks do wonders.

I do agree with one point: it won't work if you don't have a partner that aligns with such a strategy.