| >Never has there been a law that says you cannot evict somebody after 18 months of not paying rent. I used to work in mortgage default - and yes some foreclosures. There are some really weird state laws that extend eviction protections. In New York City, if a renter has an agreement with the person with the mortgage - the bank can foreclose on the house, but we must honor the rent agreement. We had someone rent their house to their mom for $500/month, we "got the house", but the mom got to stay as long as she paid us $500/month in rent In Massachusetts (iirc), after filing the "first notice of default", banks need to wait well over a year before finalizing the foreclosure. Foreclosures are ultimately handled at the county court house - and the county makes the rules. They county tells the bank "fill out this paperwork". After the 2008 recession, some counties would change the COLOR of the form and then tell banks "sorry, wrong form, start over" and let the tenants stay in their house. I'm not opposed to any of these situations, I'm merely mentioning them because local governments can and DO place long protections for tenants. |