[toomuchtodo]

> I think framing this is a checking account is what people are having trouble with. It really seems like an investment account with easy liquidity. If you add a section that is kept in cash, then it's checking + investment with automatic rebalancing.

This is absolutely the case. This isn't a checking account. This is liquidity management for those who are comfortably operating aggressively with their personal finances. With that said, definitely going to give it a spin side by side with my Fidelity Cash Management account.

[konne88]

Good point about the "checking account" phrasing. I agree we should be more careful here. In my mind, traditional checking accounts are characterized by two orthogonal features. 1) They offer money management features (debit cards, ATM, bill pay, check writing, scanning checks etc), and 2) they provide low volatility investing. Financial Choice offers 1) but gives you more choices with 2).