[perl4ever]

>how is American insurance so stupidly expensive

It varies; you can't make a categorical statement like that based on random stuff you read on the Internet.

My insurance is the equivalent of £430 and I have nearly the maximum liability coverage and comprehensive on a current year model car.

[gambiting]

Thank you - yeah that confirms what I suspected - that at least for some people the insurance isn't $3000 a year.