[gambiting]

You have to specify how many miles per year you're going to drive - that £400 a year insurance is declared for 10k miles. How many more do Americans drive? 20k? 30k? Aren't those very silly numbers quickly? I thought even in America people drive no more than 20-30 miles a day on average, no?

[perl4ever]

I always thought of the US "standard" being 15K miles, although before covid-19, I averaged more like 10K, and now around 5K.

Obviously it depends on your commute, and I've always prioritized a very short commute.

Also, some people lease and have mileage limits. I have the impression that leasing is more popular in the UK, so that might affect the average.