| FIRE definitely makes lots of sense. Even if you don't believe in retiring early. You are in some way already retired by the time you hit 40. This is really for most ordinary folks out there, not the exceptional one's that are chasing law degrees and PhDs in 50s. Simple way to understand this is, 50s is your retirement decade. Therefore: 1. When you are 40, your resume has just 10 years worth value. 2. When you are 30, your resume has just 20 years worth value. .. Sometime back, a manager advised me the surest way to get promoted is do the job of the level your are aiming for. Same applies to retirement as well. You can't retire unless you are already retired in some way. Else you will just continue far into your 50s without retiring. Then you will be forced to. Given all this FIRE is definitely a great strategy. The other point on health is very good advice as well. In fact every hour post age 35 spent on things on Leetcode instead of swinging a Kettlebell in many way is wasted time. More importantly in many cases might even give negative returns(Obesity, Diabetes etc). None of this applies to the outliers of human race of course. But for most folks out there with ordinary lives. Retirement planning and health care should be the single biggest priority of your life through your 20s and 30s. |
Wish somebody had told me this before I came into work this morning. I didn't realise I was already retired.