There is a dire need for a good personal finance app. Mint is just out there to grab data, YNAB is ok but super limited. And then pretty much every bank site is lacking in any meaningful tools and API access.
If you dislike Mint's business model and find YNAB limited, you might like Buxfer (https://www.buxfer.com)
We have built Buxfer to cater to power users, so it has lots of powerful functionality - budgeting, forecasting, automated rules, investment tracking and so on.
GP's feature set sounds like its for "superpower users" :) We don't (and will likely never) get too much into things like taxes. But Buxfer is still one of the rare products that has a simple straightforward pricing and caters to a niche that expects powerful features from their financial software.
Yes that’s right. Most of US bank coverage is through Yodlee. We got started with them and have stuck with them so far. Tinkered with Plaid a little but Yodlee’s per-user pricing works better for us than Plaid’s per-account pricing (power users tend to have lots of accounts). Haven’t revisited this in a while so things might have changed but it’s a pain to switch data providers so the benefit has to be very tangible.
For some reason, many of our users find our bank sync to be more reliable even though everyone uses the same providers underneath. I routinely conduct user interviews and this is a common piece of feedback. I like to think it’s a side effect of us building bank sync in-house in the past (which is a royal PITA to build and maintain). But that somehow let us build a more robust system on top of the same (unreliable) bank data aggregators.
Anyhow feels like I’m rambling so I’ll stop now :)
I have been using Lunch Money[0] after it was mentioned here and am pretty happy with it. It took a while for the API[1] to launch but it's in beta at the moment and they're pretty responsive to user feedback.
We have built Buxfer to cater to power users, so it has lots of powerful functionality - budgeting, forecasting, automated rules, investment tracking and so on.
GP's feature set sounds like its for "superpower users" :) We don't (and will likely never) get too much into things like taxes. But Buxfer is still one of the rare products that has a simple straightforward pricing and caters to a niche that expects powerful features from their financial software.
Disclaimer: I'm the founder.