[AshamedCaptain]

Competition is no longer possible these days, as banks, towns, etc. start to require an _unrooted_ Android/iOS device for basic operations (e.g. authorization of credit card operations, paying taxes and fines, COVID stuff, etc.).

[alpaca128]

Agreed. I tried to get a hardware-based TAN generator from my bank because that's the official alternative, but they indicated as long as I don't do 10k transactions a day I "don't need one". But I did need one, lacking an up-to-date smartphone and a Windows/Mac PC.

They were also baffled that I wanted more than 5 digits as login PIN (without username) for the banking app.

[Semaphor]

At least here in Germany, there are many banks that work fine on rooted devices. And outside of banking and Google Pay, I haven’t seen anything that won’t work on rooted devices.

The rest of your comment, I sadly agree with.

[AshamedCaptain]

Up until a couple weeks ago, my French bank's program worked on rooted devices. No longer. Same thing happened with my previous bank a year or so ago. They removed SMS 2FA as an alternative at the same time.