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by phist_mcgee 1781 days ago
Are you kidding? Poor people of course cannot handle credit, because they don't have the cashflow or savings to prevent the use of credit in disadvantageous situations. I am not saying poor people shouldn't have credit, I am saying credit is most destructive for poorer people, and so any service that targets that market is exploitative of their misfortune.
1 comments

> Poor people of course cannot handle credit

That starts you down a very slippery slope of what other things poor people supposedly can't handle, because of course you know what's best for them.