Hacker News new | ask | show | jobs
by interesting22 1786 days ago
Given that:

- their late fees are capped - there is zero interest charge - they have a policy of never taking legal action to pursue payment - non-payments don't affect your credit rating

On what is your argument based? There is literally nothing in common.

1 comments

> they have a policy of never taking legal action to pursue payment - non-payments don't affect your credit rating

Wait a minute, what incentive do we have to ever pay them back?