Thank you so much! Gumroad is exactly what I was looking for. I didn't even bother researching them after I saw that they weren't recommend by https://opensubscriptionplatforms.com but that was silly because it's almost exactly what I wanted. I'm more than happy to take the hit of not being able to export customers fully if it means not having to jump through weird loopholes to get money in my bank account at the end of the day!