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by biasedbrain 1785 days ago
No it doesn't. The interest on the mortgage can be as low as 0.5%, so even if you pay in cash, you would only be at 1,5% yields (with my generous example of achieving 1% yields via the rent).

The "appreciation" is not a given and not risk free at all. Certainly not 9% per year - for how many years do you think that would continue?