[city41]

I didn't really agree with anything in this article and to be honest it feels like the whole thing was written just to be contrarian.

Its definition of "debt" is too strict. Sure if you take on a mortage or a bank loan, then principle, interest and term will be well defined and enforced. What about when you borrow twenty bucks from your friend or they help you move?

Arguing that technical debt is not technical because it has a broader impact doesn't really seem very important. Calling it "technical" because it originates in a technical part of the company and while building out tech makes perfect sense to me. The fact it can have a broader impact doesn't seem very important when naming it.