Hacker News new | ask | show | jobs
by aksss 1783 days ago
People on individual market with no subsidies (making over, say $50k) got absolutely raped by the ACA. It's great that many uninsured got insurance, but many people like myself spent years uninsured post-ACA because the cost was higher than a mortgage payment with absolutely zero realized benefit until the massively high deductible was met. People who couldn't afford this were then charged thousands by the IRS as a penalty with zero benefit. I find myself not a fan of it from a policy perspective. Didn't like the way it was passed, written, or implemented. Some good effects, but truly bad effects as well. Scrapping the mandate was beneficial for people in my position (starting businesses), but still the healthcare system in the US is a train wreck. It's neither a free market system nor a public system. It is fundamentally broken unless you are an employee of a larger corporation that offers benefits.