I forgot to say that what you said is perfectly reasonable and not too different form my initial reaction. This is indeed very weird (but cool) science. :)
I agree. The original explanation is a good guess but it's not what is happening in the OP.
There is experiment to detect some sugars, that is somewhat similar to this alternative explanation (and unrelated to the experiment in the OP). More details in:
There is experiment to detect some sugars, that is somewhat similar to this alternative explanation (and unrelated to the experiment in the OP). More details in:
https://en.wikipedia.org/wiki/Tollens%27_reagent
Random quick video: https://www.youtube.com/watch?v=21PHoxlukME
NileRed video with more technical details: https://www.youtube.com/watch?v=nGmxHLHyUPc