Hacker News new | ask | show | jobs
by bombcar 1794 days ago
Commercial loans can also often be called - unlike home loans - so if you go underwater the lender can say “cash. Now.”
1 comments

Right and being underwater and recognized as underwater can topple an entire chain of loans that were used to secure other loans. One bad loan can topple an entire chain like dominos but this usally applies to small/med real estate groups. Large conglomerates have ways to segregate risk and leave investors holding the bad w
You can use this to your advantage when negotiating if you can figure out a way for your official rent payment to be what they want but receive rebates or other cost cutting measures so the net payment is what you want.
Yeah that’s why new apartments will front load offers with 1-3 months free rent