[fumblebee]

This is where fintech has been headed for some time -- a bundle of complimentary products all in a single app (payment provider + bank + loan company + crypto + etc.).

Square are demonstrating this here for business, some Chinese finance apps went down this road years ago, Revolut are billing themselves as a "financial super app".

There's tremendous advantage in having everything in one place. Each individual product can be 70% as good as best in market, but the value-add by having everything bundled in one place is huge.

[htrp]

Taken to its logical conclusion (or back to the dinosaur monolithic systems from pre-history), each individual product can be shit as long as one product is a must have.....

[ishjoh]

without wanting to start a flame war this is how I've often felt about the MS Office suite. Each product on it's own is Ok, but there was always at least one that I've needed and always ended up with the entire suite in the end.

[meltedcapacitor]

Sounds like the 1990s App Edition. (Remember bancassurance, universal banking, etc.)

[dempsey]

The lending piece is very similar to what Shopify has been doing in ecommerce.